Remortgaging your home can sometimes help if you are paying high interest rates and have many different debts.  It does depend on your income as well as the size of your debt but lower monthly repayments are possible.  A remortgage can be suitable if:

• You have spare equity in your home
• Your debts are not too large
• You have a regular income

Lower interest rates are possible with a remortgage than a consolidation loan but you must be aware that your home will be at risk if you cannot keep up payments.
An IVA can often be a better choice than remortgaging if you have debts over £10,000 and our professional debt advisers will tell you whether or not this is the case when you call Blue Finance Management
If it is genuinely the best solution, Blue Finance Management will search the market at no cost to you and find a mortgage deal that meets your needs.